Communicate Blog

How To Brand Yourself As A Financial Analyst

Mallisa Watson - Tuesday, June 02, 2015

Word Cloud For Business ConceptFinancial analysts are experts on the economy and have the ability to read and predict market trends. They use this sort of information to consult to companies, advising on what the best potential business opportunities are. Analysts research every aspect of a prospect deal or investment, and weigh the worth in order to give the best advice. They know how and why a company experiences gains and losses.

Because this department interfaces so closely with management and the business, the specific roles in this sector and their responsibilities vary widely from company to company. Even with this variability, there are some areas you can focus on that will help brand you as a candidate in your company for this role.

Have the need to learn
Most people understand how important it is to learn a new skill and are almost always willing to jump on the knowledge bandwagon.
A natural curiosity and desire to learn is the most critical attribute of an analyst candidate, as they will constantly be required to learn more about the business, evolving issues, and aspects of the industry in order to perform quality analysis. A basic part of an analyst’s role in the company is to take aspects of multiple elements and perspectives mirrored in the business and bring them together with a measurable approach.

A good analyst knows they never know everything about all the aspects of the business and industry, and there is always more to research, study, and absorb.

Creative problem solving ability
You will be required to come up with ideas for resolving the problem and to find fresh approaches. When people face a problem they try and find a solution. Creative problem solvers ask themselves why the problem exists in the first place and what can be changed to prevent it in the future. Sometimes the best solutions to a problem are preventative. Adopt this kind of thinking and be prepared to explain how the way you approach challenges in the workplace is different than most people.

Technical ability
It’s important that an analyst has a conceptual technical understanding because it helps you analyse the problems to be solved and communicate with technical stakeholders, you don’t need to be able to write code or run database queries. However, candidates should have the ability to solve problems using technology. This will likely be demonstrated through an in-depth understanding of Excel group formulas and other commonly used applications like SAP.

Must have experience with working on projects
A good candidate should be able to demonstrate that they have taken on projects in the past and can communicate how those projects have added value to the company. Even those without experience in a project-focused role, should have identified “extra” things that warranted change in their area. They should have had the confidence, drive, and support to institute even small changes and the understanding and communications skills to explain how that project added value to the business.

Understanding of Financial systems
In order to be able to evaluate and communicate the impact of specific business issues for the company, a candidate must have a good understanding of all components of the financial statements.  Journal entries and reconciliations are likely to be reserved for those in the core accounting department, but a thorough understanding of this is the foundation upon which leading indicators and other metrics are built. Knowledge of the debits and credits made throughout the accounting cycle brings a valuable perspective to an analyst who must understand the function of all aspects of the business.

If you possess all of these things and are looking for finance job opportunities, make sure you can communicate your strengths in these areas and are able to give specific examples if asked in the interview. Always insure you stay up to date with the latest trends in the finance industry, who knows? Your next job opportunity might be just around the corner.

Now that you’ve read the above, you’re probably eager to fill out your job application. So don’t let any opportunities slip you by. Visit our finance vacancy page and apply today.  

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Changes to Audit Standards, improving shareholders confidence

Sandra Olivier - Wednesday, April 29, 2015

keybord job search The International Auditing and Assurance Standards Board (IAASB) has released its new and revised Auditor Reporting Standards. The new standards are the most significant changes the profession had seen in 20 years. These changes are aimed at boosting the investor and shareholders confidence in the financial statements of a company. It took more than three years of development to put together the new requirements that are aimed at improving transparency and clarity regarding the processes and thinking involved in the audit.

Some of the new requirements include:

  • Auditors need to communicate in their report what they consider the key audit matters to be and what they did to address them in the audit.
  • Auditors need to focus more on issues of concern, including disclosure in the financial statements.
  • Audit opinion would be at the top of the report and no longer at the end. The name of the audit partner must be noted in the report and an expanded list of the auditor’s responsibilities.

The new standards are effective for audits of the financial statements of listed entities for periods ending on or after December 15 2016.

Auditors and companies will need to prepare ahead of implementation, as some changes will require careful navigation. The new standards will be as new to management, audit committees, and users as they are to auditors.

Whether the Auditor-General of South Africa (AGSA), or any other auditing firm performs an audit, audit readiness has its benefits. With improvements in planning, communications, and data quality, a company can reduce the headaches and often lower the costs associated with a yearly audit.

Here are some tips on making this process as smooth as possible:

Experience:
It’s always a good idea to get team members with prior audit experience to help facilitate the process. Their past experience and insight into what information auditors normally request and spotting potential problems beforehand can really assist in the process.

Access to Information:
Some of the biggest challenges during an audit is data records that are inaccurate or incomplete or difficult to access. It’s important for finance departments to prepare all data before the audit process to save time and prevents unnecessary time wasted.

Reviewing prior year audit reports
The starting point for any audit will be reviewing the audit report from the previous year. If the client has not addressed recommendations from the past year, the auditor will once again focus back on those issues.

Do you have experience in Auditing? Are you looking for the next big break in your Finance career? Communicate Personnel is a specialist Finance recruitment company that can help you find your next job opportunity.

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Chartered Accountancy A Changing Profession

Mallisa Watson - Tuesday, March 17, 2015

calculator-178127_1280 The Chartered Accountancy profession is both locally and internationally well recognised as providing attractive career opportunities in various industries, highlighting the flexibility of the Chartered Accountancy, CA (SA) qualification.

In a recent conversation I had with one of our specialist financial recruitment consultants, he mentioned that they are seeing an increase in newly qualified CA’s in Cape Town, however there seems to be a shortage of jobs available for them. The reality is, newly qualified CA’s are still seen in commerce based markets as fairly inexperienced.  In fact, several companies compare them to an expensive graduate in accounting, based on the articles SAICA and SAIPA being recognised as training contracts with accounting or audit firms.

And as for the newly qualified individuals, there are two waves of CA’s. The ones who starts looking early for a job, about  four months before the end of their articles and the second wave is the one who starts looking after he returns from an international secondment (if the opportunity is afforded to him).

However, circumstances have changed. The current job market for newly-qualified accountants is extremely competitive and companies are very specific about who they recruit and what type of person they are looking for.   

Changes in the profession
As the global economic recovery strengthens, employers are looking for finance professionals with a wide range of skills, experience and personality traits.
Like every other job in today’s time, the accountant’s profession has changed. You are no longer expected to only have a technical role. Soft skills play a bigger part in your occupation, you need to be able to solve problems, be an innovator and a proficient communicator.

 CA’s (SA) also needs to be able to adapt to any environment, able to self-manage and take initiative. These are attributes that must be developed during the education phase in order to ensure that you retain the reputation of the qualification.

Changes in the labour market
The shortage of employment opportunities arise from pressure on a company’s bottom line and changes in the labour market and the South African economic conditions. Taken into account the high cost-to-company associated with employing a newly qualified CA (SA), many companies are reconsidering creating or making positions available, which decreases the supply for qualified CA job positions.  

Many companies are also rather choosing to hire accountants who have completed articles but without the CA (SA) title as a cheaper option to gain an experienced staff member, without the cost of the qualification.

Internationally the financial cycle has also made its mark on South Africa. It has become harder to obtain visa’s which allow employment. Fewer audit trainees are being sent on secondments overseas. Highly skilled CA(SA)’s that previously formed a large part of the employee basis in the financial sector overseas, especially in the UK and USA, have returned to South Africa.

The employer holds the key to success
In an ever changing workplace, employers seek employees who are interested in keeping up with new developments and knowledge in the field. It has been noted that one of the top reasons employees leave their employers is the lack of opportunity for career development within the organization.  

We keep on hearing and reading about the constant skills shortage in our country. But keeping up with current changes in the accounting field is vital for your success and increased job security.

The most recent professional evaluation exam held by the South African Institute of Professional Accountants (SAIPA) provides a picture of the positive impact several industry bodies are making towards the growth and transformation of the accountancy industry.

Why networking is vital for accountants today
The accounting professionals need to demonstrate that they bring more to the organisation than just their qualifications and technical skills. Looking into the future it will be just as much about being an expert in an individual field, as about building trusting relationships with experts in a wide range of services.

The accountancy role is now expected to have a hands-on attitude within the company, partnering with potential clients to develop best practice and improve its bottom line.

Networking is a really good way for professionals to stay in touch with changing industry standards and trends.

We all have aspirations and dreams of what we want to do and who we want to be, so stay focused and be prepared to put in the leg work to get there. Although the industry is changing and in some ways becoming more challenging, if you have the right technical and soft skills you will find numerous job opportunities to advance your career.

Communicate Personnel is a reputable recruitment agency with specialist consultants who can help you with your job search.

If you are looking for your next accountancy or finance role, view and apply for our latest job opportunities today. 

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Importance of the World Economic Forum for South Africa

Sandra Olivier - Tuesday, February 03, 2015

stock market graph with pie chart Various critics have questioned the forum’s purpose, calling it a talk shop of the rich and powerful.
However, with thousands of leaders from several spheres, including business, government and academia gathered together this is the perfect platform to highlight South Africa as a key destination for foreign direct investment. The World Economic Forum takes place less than two weeks after the Paris terrorist attacks and amid a shift in global power politics caused by the plunge in oil prices.

Many of the development partners at the World Economic Forum, especially global business, are key to the achievement of the goals for moving the country forward. South Africa attracted around 24% of all the FDI projects in Africa between 2007 and 2013. In this light, and notwithstanding the challenging global economic conditions, the UK’s Global Financial Times Magazine (in August 2013) voted South Africa overall winner for best investment destination in Africa for 2013 and 2014.

The South African Agenda
South Africa used this platform to market and gain support for their new flagship project, Operation Phakisa, especially the component dealing with promoting the ocean economy. South Africa's oceans have the potential to contribute up to R177-billion to the GDP and create over one million jobs by 2033, two decades from now.

Areas of focus are marine transport and manufacturing activities, such as coastal shipping, trans-shipment, boat building, repair and refurbishment, offshore oil and gas exploration, aquaculture and marine protection services and ocean governance.

South Africa’s presence at the WEF meeting was critical to help grow our countries reputation as a global investment and business destination. It offers a unique opportunity to share with the world the vision for the future and new developments within the country.

Networking and sharing of information
On the other hand, world events and trade partners hugely affect the local economy. These are China’s slowdown and its consequences, the impact of falling commodity prices, and the prospect of US monetary tightening. Many attendees to the WEF highlight the insight into world economic events and information sharing between countries and economic leaders of the world as the most valuable part. The WEF brings in so many Young Global Leaders, and so many passionate Social Entrepreneurs that the spirit and the program ends up leading to great knowledge exchange and lasting commitments that go on beyond the close of the conference.

Although many question the importance of the WEF amidst the immediate challenges, we are facing in South Africa with economic growth and the energy crisis. The reality is that for South Africa the value in attending is the ability to efficiently conduct global business through building the right relationships and managing South Africa’s reputation as an attractive market for foreign investment.

The numerous challenges faced within our economy highlights the need for skilled and knowledgeable finance staff to help you manage the uncertainty. If you require assistance in recruiting your next finance hire, we can assist. Communicate Personnel is a Finance recruitment agency with consultants that specialize in working with Financial Managers, Cost Accountants, Auditors, Management Accountants and more. Contact us today with your staff requirements.

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Confusion over tax amendment to pension funds

Sandra Olivier - Wednesday, October 29, 2014

retirementSouth Africans, generally, do not save enough for retirement. A large proportion tends to cash in some or all of their retirement savings when changing employers. This is evident in the low savings rate of the country – as various studies estimate that less than 10% of people can retire comfortably.

To increase the level of retirement savings, Government believes tax incentives can play a valuable role and they’ve been working on policies to change the landscape and reform retirement-planning. There are a number of changes that were intended to come into effect next year and the landscape around these changes is a complex one. Increasing longevity means one’s savings need to last longer and government’s proposals around retirement reform aimed to encourage investors to act in their own best interests.

However, the proposals caused wide scale panic. Thousands of people, who feared being forced to forego cash pay outs from provident funds when changing jobs, quit their jobs to access their money before the new laws take effect. It emerged earlier this month that Finance Minister Nhlanhla Nene agreed to a two-year delay after Cosatu successfully lobbied Treasury.

A number of service providers sadly have already spent a significant amount of time and money to be ready for the change next year, by implementing changes to their administrative systems only to hear they will now have to wait until 2017.

The delay will also mean that contributions to provident funds will not benefit from the same tax deductions enjoyed by pension fund contributions, until the law takes effect. Provident fund members will not be required to convert two-thirds of their savings into retirement annuities and will still be able to cash them out as a lump sum on retirement.

Payroll departments can’t ignore these ongoing changes in the retirement industry and it’s now more than ever necessary to stay up to date with legislation to avoid what could be an administrative nightmare and unnecessary costs.

If you require Finance staff that can help you manage the coming changes in your company, we can assist. Communicate Personnel represents a range of exclusive, skilled candidates across all levels of the finance sector including senior executive financial positions. These include banking, insurance, mining, financial services, FMCG and management. Contact us today!

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It’s Crunch Time for South Africa’s Economy

Mallisa Watson - Wednesday, October 01, 2014

World Map Background Means International Oceans Or Global MapWith President Zuma’s State of the Nation address stating strongly that the time has come to tackle poverty, inequality and unemployment, and the recent downgrade of our outlook to “negative” by international rating agencies Standard & Poor and Fitch, it’s clear that South Africa’s economy is in need of a serious boost.  

There has been significant disruption in our platinum mining industry recently, as underpaid workers demand better pay from the massive corporations profiting from the resources of South Africa. And a political party has gained prominence – and seats in parliament – by demanding economic freedom for the South African working class, through the nationalisation of key resources and sectors.

But where do we go from here? The answer is quite complex and will require the cooperation of not only individuals, but also countries coming together working hand in hand. It’s time for South Africa to seriously start addressing these issues and take action.

When one link in a chain breaks, then the entire interdependent and integrated world economy is threatened with failure. The effects can be devastating, as the world realized when financial markets in the US collapsed, sending ripples across the globe.

In his introduction at the Group of Twenty (also known as the G-20 or G20) outreach seminar, vice chancellor  Mandla Makhanya, explained that the global economy was slowly backing away from that breach, but that there was still work to be done. He pointed out that global economic activity and the meltdown in 2008 had shown governments that what it meant to be a nation had also changed irrevocably.

Makhanya highlighted challenges facing nations – jobless growth and growing inequality – but added that there were people working to tackle these problems. The G20 group of nations, and its target of 2% growth, is the best hope to help reap the promise of better futures for all. "The G20 is capable of catalyzing a global turnaround. They are able to grapple with challenges at a global level and can put in place workable solutions," he added.

Opening Africa's borders to improve trade efficiency
The G20 seminar reported that cross-border trade has grown by 4% in 2014, to levels not seen before 2008. If that growth can be sustained, Africa can, trading with itself and the rest of the world, lift itself out of poverty.

"G20 policies on cross-border trade will affect inequality by lifting more people out of poverty. If governments can be convinced to take action to free up trade, especially across borders, it will have a ripple effect on development issues. By not stopping trucks at the border you improve the efficiency of the supply chain, create jobs along the chain and positively affect issues like food security as well."

The G20 believes the open markets will create opportunities for businesses in Japan to sell its TVs to customers in Europe, while a farmer in Kenya will be able to ship produce to America, without losing a third along inefficient supply routes, as easily as selling to Kenyans.

Dr Heather Smith, Australia's G20 Sherpa and keynote speaker at the event, said stability is at the core of what they are trying to achieve. "We accept that the financial crisis was created in developed economies but we are all connected. We need Africa to be part of the change because the poorest of the poor were the hardest hit" Smith concluded.

The world still faces global challenges, but as Africa has prospered members of the industrialised G20 nations have begun to look at the continent not as a charity case, but instead as the newest, most promising market, holding the potential to stabilize and rebuild the world's economy.

If you are looking to give your finance career a boost into the right direction, apply now for our current finance jobs!

We have great opportunities for Financial Managers, Auditors, Cost Accountants, Senior Financial Accountants and so much more. Visit our vacancy page and apply now!

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Internal Audit key to Managing Risk

Sandra Olivier - Wednesday, August 27, 2014

risks magnifier definition shows risksOriginally developed as a means of assisting organisations with safeguarding corporate assets and enforcing corporate policies to preserve value, internal audit is expanding its traditional role with a new focus on value creation activities.

Accelerating change has characterised the business landscape for many years and this will continue. New competitors, technologies and financial instruments, changing cost structure and regulations, increasingly integrated global economies and other development are creating new risks and opportunities for organisations to consider.

As these developments progress, it opens a new door on opportunities for internal audit to regain its historic authority as an independent advisor to management by supporting top management goals, monitoring key risks and improving regulatory compliance efforts.

Internationally there has recently been a shift to focus more on supporting executive management in effective management of key risks.

The Committee on Internal Audit Guidance for Financial Services in the United Kingdom has after a year-long consultation issued its recommendations for effective internal audit in the financial service sector. Experts have predicted that similar recommendations will be applicable to South African firms in the near future.

The guidance presents an opportunity and a welcome push for internal audit functions to proactively move onto the front foot and increase their relevance to their respective organisations and the financial services industry as a whole. In the context of a financial services sector, which globally has been subject to intense criticism over recent years this is a welcome shift for the industry.

Internal audit are therefore starting to plays a critical role in helping companies successfully manage the change by providing assurances that with every new process, procedure and initiative, any significant new risks that emerge are identified, monitored and managed effectively. This is to ensure that the company is protected on an ongoing basis and to a level that satisfies management and the board.

 The responsibilities of internal audit are expanding and, consequently, the required skill sets are changing. Internal auditors must continue to enhance their skills and educate themselves on new technologies and competencies that will be required in the months and years to come.

The success of any internal auditor lies with that person’s commitment to ongoing learning and capabilities improvement, along with his or her deep understanding of the organization’s needs and how they can be met through the internal audit function.

Internal audit is starting to reassert its involvement in a range of risks that an organization is facing today creating exciting new challenges for all in this industry. If you are looking for greater success in your career, we can help you untangle the steps to your next job opportunity. Communicate Personnel is a specialist finance recruitment agency, with the very best finance recruiters. We have various finance jobs including accounting, auditing, taxation, and financial manager jobs. Check out the latest vacancies and apply today!

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What does it mean to be a Financial Analyst?

Mallisa Watson - Wednesday, July 30, 2014

Take Your Profit Concept For Financial BackgroundWhat does it mean to be a Financial Analyst?

The job title itself is actually self explanatory. In basic terms, Financial Analyst collect and analyze financial information, and then make recommendations to companies, customers or clients based on the research they’ve done. They focus on a particular sector based on the company they work for. Some of them include; investment banks, corporate, pension funds, mutual funds, securities firms, insurance companies, and other businesses. They are also called securities analysts and investment analysts. Where analysts would research stocks, write reports and monitor financial movements to essentially determine whether or not a specific deal is realistic based on the fundamentals of the companies involved.

At the job, financial analysts would need to be constantly updated on both international-economic issues and information about particular companies’ balance-sheets. This would involve keeping up to date with financial news, along with managing statistical data. There’s also a strong focus on recommending individual on investments and collections of investments, which are known as portfolios  and preparing written reports. 

Financial analysts can be divided into two categories:

Buy-side analysts develop investment strategies for companies that have a large number of money to invest. These companies, called institutional investors, include mutual funds, hedge funds, insurance companies, independent money managers, and nonprofit organizations with large endowments, such as some universities.

Sell-side analysts advise financial services sales agents who sell stocks, bonds, and other investments.

Financial analysts generally focus on trends affecting a specific industry, geographical region, or type of product. For example, an analyst may focus on a subject division such as the engineering industry or the foreign exchange market. They must understand how new regulations, policies, and political and economic trends may affect investments.

Investing is becoming more global, and some financial analysts specialize in a particular country or region. Companies want their financial analysts to understand the language, culture, business environment, and political conditions in the country or region that they cover.

The following are examples of the types of financial analysts:

Portfolio managers play a key role in deciding the best investment plan for an individual or company according to the income and ability to undertake risks.

Fund managers work exclusively with hedge funds or mutual funds. This extensive experience often includes activities in different aspects of fund management as a fledgling fund manager learns about accounting, balancing portfolios, responding to market shifts, and financial ethics. Both fund and portfolio managers frequently make split-second buy or sell decisions in reaction to quickly changing market conditions.

Investment analysts determine the value of the current investment, create advice reports, and research new investments.

Ratings analysts analyze companies or industries and make investment recommendations based on their findings. These recommendations include buy, hold and sell recommendations on financial instruments that include equity or debt investments such as stocks or bonds.

Risk analysts evaluate the risk in investment decisions and determine how to manage changeability and limit potential losses. This job is carried out by making investment decisions such as selecting contradictory stocks or having a combination of stocks, bonds, and mutual funds in a portfolio.

Planning to become a Financial Analyst?
Financial analysts typically start by specializing in a specific investment field. As they gain experience, they can become portfolio managers, who manage a team of analysts and select the sort of investments for the company’s portfolio. They can also become fund managers, who manage large investment portfolios for individual investors. A master’s degree in finance or business administration can improve an analyst’s chances of advancing to one of these positions. Important qualities to have are; analytical skills, communication skills, computer skills, decision making skills, detail oriented and math skills.

To be successful, financial analysts must be motivated to seek out blurred information that may be important to the investment. Many work independently and must have self-assurance in the decisions they make.

The financial services industry is competitive and it can be tough to break into the analyst field. If you're interested in the next step in your career as a financial analyst or any other finance jobs, we can help you.

Visit our website to apply online or alternatively you can contact one of our branches for more information.

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Changes in education for Finance professionals

Sandra Olivier - Wednesday, July 02, 2014

graduation gap and diploma The rapid changes in technology and the business world have also compelled CIMA to launch extensive global research to change their framework to adapt and equip finance professionals with the skills to meet current and future business needs.

The research revealed the need to develop an updated 2015 syllabus incorporating a competency framework that addresses the skills and competencies employers expect from their finance team, as well as a new assessment processes.

Top employers identified not only core accounting and finance skills as crucial but also business acumen, people skills and leadership skills. These insights were instrumental in creating a syllabus that ensures that the CIMA qualification remains relevant and meets the needs of students and employers. Besides supporting better business, this also enhances the employability of CIMA members.

New topic areas relevant to accounting in business - such as managing big data, finance function transformation and sustainability - have been included, with integrated case studies added to consolidate learning and reflect real-life work situations. It has also strengthened existing modules to increase education in areas such as cost management and risk awareness.

Another consideration in putting together the new syllabus was looking into Generation Y. This younger generation learns differently and has different expectations from the workplace than previous generations. The findings resulted in a change in the way CIMA assess the competencies, taking advantage of improvements in technology, and reflecting the changes in the workplace.

CIMA is the first global accountancy body to pioneer a combination of computerised assessments to examine the syllabus. Each subject will be assessed not only by an objective test, but also by an integrated case study, which combines the knowledge and learning across the three pillars at each level of the syllabus.

It’s clear that CIMA is committed to supporting the next generation of global finance leaders. The 2015 syllabus ensures that CIMA stays relevant to employers and aligns the learning experience of candidates more to the real world of business.

Are you at a crossroad in your finance career? Communicate Personnel has specialised recruitment consultants that can assist you. We have various finance jobs including accounting, auditing, taxation, and financial manager jobs. Check out the latest vacancies.

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Opportunities abound in changing banking industry

Sandra Olivier - Wednesday, June 04, 2014

blue atmThe South African banking industry is dynamic and has evolved significantly, as banking chief executives have adapted their strategies in response to regulatory changes and global economic pressures. Over the past 20 years, the sector has transformed through consolidation, technology and legislation.

In the aftermath of the 2008 global financial crisis, international standard-setting bodies announced a range of strategies to address the fundamental weaknesses revealed by the crisis. One such strategy was amendments to the Basel II regulatory framework. Basel III requires banks to hold more capital of higher quality and to have enough liquid assets to cover outflow of funds. As a member of the G20, South Africa’s compliance was compulsory. This challenge was successfully navigated with all of South Africa’s banks completing the transition in January 2013.

It is therefore no surprise that despite dramatic changes over the last two decades, the country’s banking system is well developed and compares favourably with many industrialised countries as WEF Competitiveness Survey 2012/13 ranks South Africa 2nd out of 144 countries. That said, there are still challenges.

A recent survey by PWC shows that one of the top concerns facing South Africa’s banking industry is the sector’s growing dependence on technology. This is not unexpected given the rise of electronic and online banking channels coupled with banks replacing legacy systems. On the one hand, the industry is trying to use technology to become more efficient, but this has to be balanced against their concerns about fraud and the huge costs involved in fighting this crime. The benefit is that rapid technological changes are reducing transaction costs, bridging geographical strains and inspiring investment from large financial institutions.

There are also some concerns in terms of how prepared the banking industry is to manage the new Companies Act, compliance with International Financial Reporting Standards and the proposed Protection of Personal Information Bill.

Despite the banking sectors excellent transformational progress, roughly 19 percent of South African adults still have no formal access to financial products or services to manage their finances. This is by far the biggest challenge but also shows the growth opportunities in the industry.

There are many prospects in this evolving industry. If you are looking to make a change in your Finance career, we can assist. Communicate Personnel have various Accounting jobs, Financial Management jobs, Financial Director jobs and more. Don’t delay start searching today!

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