changes in technology has us astounded on a daily basis and much have been said
about keeping relevant with new trends and how this changing environment is
improving or cluttering our lives. A couple of years ago you would have
marvelled at Hollywood’s ability to come up with another futuristic movie that
allowed the hero to make use of his fingerprint to do online mobile payments,
purchase merchandise offline and sign into online banking, without making use
of codes or credit card details. Now, this idea is our next reality.
According to Simon Leps, CEO of Fontera Digital Works “Biometric
fingerprint authentication technology has already found its way into laptops,
external hard-drives and electronic wallets, and will be made use of in the
e-commerce environment going forward as a quick means to make online
and customers expect to access online services and e-commerce sites from
numerous devices. With password fatigue reaching new heights, many security
professionals want stronger authentication methods that eliminate the complexities and risks
associated with the integration of online credentials and identity management.
Therefore, several companies have started investing in biometric fingerprint
smartphones are leading with this technology in the US allowing customers to
purchase goods and services on the Internet using fingerprint authentication on all sites that accept payments via
PayPal. This is possible due to the fingerprint scanner located on the phone
and the biometric user authentication that accesses the corresponding mobile
from a security perspective, there are still several concerns. Experts say only if biometrics is used as an additional form of authentication and
not as the sole authentication mechanism, is the technology a sound means of
verification. Recently the iPhone 5S and Galaxy S5's fingerprint scanners were
bypassed with "dummy fingers" which is an indication that the
technology, as a standalone feature, is not yet secure enough.
of this, a company in Sweden has put a new twist on biometrics that lets customers at retail outlets simply
swipe their hands instead of using credit cards for payments. According to them
scanning veins in the human hand could become the biometric measure of choice
for authentication when we pay for things or want to unlock devices such as
smartphones. Fingerprints are notoriously easy to lift from surfaces and are
not as secure. One of the main benefits of vein scanning is that you don't
leave behind vein prints. Most vein scanner technology coming out requires no
physical contact, it means there are no residual biometric patterns that could
be copied, preventing fraudulent use.
landscape of mobile payments and payment authentication is rapidly changing as
user demand easier but also more secure options. The need for technology savvy
individuals that can navigate the changes successfully and assist companies in
providing for their client’s needs are now more important than ever.
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